Whether you’re already a caregiver or preparing for that role, guiding your loved one through end-of-life planning can be a meaningful way to help them — and yourself. It’s more than organizing legal documents. It’s having heartfelt conversations to learn their wishes and outlining how you’ll fulfill them.
Nearly 1 in 4 adults in the United States is a caregiver today. Even if you’re not currently in that role, chances are someone you love is. And while caregiving often focuses on daily needs, it’s just as important to think long-term.
Only about 30% of Americans have a will in place. That means most families are left scrambling during a crisis — searching through drawers, trying to guess wishes, and navigating legal hurdles. By helping your loved one plan ahead, you’re giving them peace of mind and protecting their legacy.
It’s normal for aging loved ones to resist planning. Fear of the unknown or simply not knowing where to start can be barriers. Paul H. Richardson Jr., CEO of Tumbleweed, which helps people coordinate end-of-life arrangements, recommends starting with your own story.
“Make it about yourself,” he says. “Your mortality. Your legacy. You can say, ‘I had a conversation with someone who lost their mom, and it made me think.’”
Begin with something simple, like the power of attorney (POA). It often feels less intimidating than discussing a will or advance directive. From there, you can gradually move into deeper topics.
Ask gentle questions: What do you want your legacy to be? What’s most important to you? Share stories of families who faced legal challenges because documents were missing. And remind them that if they don’t make decisions, someone else will.
As a caregiver or supporter, you can help your loved one:
Richardson emphasizes that planning is a marathon, not a sprint. “Do little by little,” he says. “Tax season is a great time to update a will. Holidays are a chance to document heirlooms and share gifts while loved ones are still here to enjoy them.”
Every family should consider these legal documents:
Each of these documents should be reviewed annually or after major life changes, like a birth, death, move, or diagnosis. Some states have specific requirements, so check with your state’s legal website or consult an elder law attorney.
You don’t have to do this alone. Here are some helpful resources:
Photo: iStock
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