If you don’t live near your aging parents, an older relative, or a family friend, it can be difficult to help them with day-to-day activities. But whether you’re several or hundreds of miles away, you can still take on some long-distance caregiving responsibilities to show you care.
John Schall, CEO of Caregiver Action Network, says a long-distance caregiver can be anyone — regardless of gender, income, age, social status, or employment — who lives an hour or more away from a person who needs care. And more and more, people are finding themselves in this situation.
“This is a result of more and more elderly persons wanting to ‘age in place’ in their homes while their grown children live elsewhere,” Schall said.
Even if you live in New York and your senior parent lives in California, you can make a big difference in their life and let them know they’re well loved. The quality of long-distance caregiving you provide is more important than the number of hours.
You can help by planning for emergencies, managing money, arranging for in-home care, and providing respite care for the primary caregiver when they need a break. You can also give emotional support to your siblings who live nearby who are taking on day-to-day duties.
Schall says the long-distance caregiver’s role is less “hands on” and more focused on gathering information and resources and serving as a communication hub. Each family is different, so he suggests holding a family meeting early on to discuss how family members can support each other.
Here are some ideas on how you can provide long-distance caregiving:
According to Schall, caregiving costs about $10,000 a year out of pocket, so he says local and long-distance caregivers need to work together to prevent the costs from piling up on one person. If you’re traveling back and forth, budget for your mileage, gas, and vehicle maintenance or keep track of your bus, train, or airline trips and costs.
You could purchase Short-term Care insurance for your loved one to help fill health care coverage gaps and pay for home health care. Hospital Indemnity insurance also helps cover costs that other insurance plans — including Medicare — don’t cover.
When you’re able to visit, you don’t have to focus on caregiving the entire time. Don’t feel bad about pursuing your own activities, like catching up with old friends, during downtime. It’s important to care for yourself.
Even though you’re in overdrive taking care of an elderly parent or friend, you need to keep your own health in check. If you think you need emotional assistance, consider joining a caregiver online support group.
Lastly, try to communicate as best as possible with your siblings and the primary or local caregiver so they know how you’re feeling and when you need help, too.
“Let your siblings know what you're prepared to do and accept their points of view and their assessment of how involved they can be,” Schall said. Most of all, he adds, be open, honest, and forgiving, and try to be flexible so you’re willing to accept compromise.
Photo credit: iStock
Kelly Rayburn, AVP national sales and distribution at Wellabe, and Olga Villaverde, from Lifetime TV’s The Balancing Act, discuss the areas that primary health plans and Medicare may not cover and how you can protect yourself with supplemental plans.
More topics at thebalancingact.com
Wellabe offers life and supplemental health insurance plans to help you prepare for good days and bad. We’ll always be here to empower you to be well — well prepared, well protected, and well loved.
Fall prevention is important for the well-being of older adults. Taking these steps can make sure they’re well prepared and well protected.
If you’re weighing senior care options for yourself or a loved one, it’s important to learn what each type offers, which will work best for your situation, and what insurance will cover.
With 10 standardized plans to choose from, comparing Medicare Supplement insurance plans can help you decide which is right for you.
Ease your emotional strain by letting this step-by-step checklist guide you through the funeral planning process.